Build with confidence, from the ground up.
Building a new development is exciting but the finance side can feel complex. Construction loans work differently to standard home loans, with progress payments, build stages and lender requirements to manage along the way. That’s where having the right team matters.
We guide you through the entire construction lending process. From the initial plans and budget through to final sign-off, we structure your loan to suit your build, your timeline and your cash flow – so you can focus on bringing your project to life.
What we help with:
- New build and house-and-land package loans
- Progress payment and staged funding structures
- Construction loans for residential and investment builds
- Transitioning from construction finance to a long-term mortgage
Why get your construction loan with us?
We understand how construction lending works.
No guesswork and no last minute surprises.
Your loan is structured to match your build.
Funds released at the right stages, when you need them.
We keep things moving.
Clear communication with lenders and other parties throughout the build.
We look ahead.
Planning not just for the build, but for what happens once it’s complete.
Get local support you can rely on. You’re backed by a hands on team who knows the Hawke’s Bay market.
Pop in for a chat at our Napier or Hastings office and let’s talk through your build. We’re here to help you start strong and finish with confidence.
Our Services

