We’ll get you over the line!

Making finance approachable, enjoyable and tailored to your financial goals is what we do best. Think of us as your financial teammates. We’re on your side, helping you get over the line with confidence.

Whether you’re buying your first home, refinancing or exploring business and property finance - we provide a fresh, human approach that’s focused on getting you the results you deserve.

Why Choose Us

Our friendly and experienced team makes the process simple, clear and tailored to your needs.

We’re committed to providing honest advice, personalised service, and long-term support. We take the time to understand your goals, simplify the process, and deliver the solutions that genuinely work for you.  

At The Team, going above and beyond isn’t a bonus – it’s our standard. Whether it’s meeting you after hours or just being a phone call away when you need support, we’re with you every step of the way. 

Our Services

Our services cover both residential and commercial finance, giving you access to a full suite of lending options.

From home loans and investment properties to business and development funding. Whatever the goal, we move quickly, think strategically and keep things simple to get you the best result.

Together we will get you over the line.

Business / commercial Loans

Whether you’re expanding, buying equipment, investing in property, or needing extra cashflow...

First Home Buyers Loan Services

We help first-home buyers all across Hawke’s Bay get the right lending with great rates...

Residential Loan Services

Whether you're upsizing, downsizing, building, renovating or simply looking for a sharper rate.

Debt Consolidation Loans

Managing multiple debts can feel overwhelming with different interest rates, due dates and...

Interest rate reviews (refix and refinance)

Interest rates change and so should your home loan. Whether your rate is coming up for...

Investment Property/rental properties

Investing in property is about more than just buying another house, it’s about strategy, structure...

Top Up/Equity Extraction

or investment property for a while, chances are you’ve built up equity. A top-up or equity release lets you put that value....

Personal Loans

Whether it’s a new car, home improvements or covering a big expense, the right personal loan can make things easier - not more stressful.

Construction Loans

We guide you through the entire construction lending process. From the initial plans and budget through to final sign-off.

Renovations (is this a new page SEO)

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Our Team

Meet Our Professional Team

Matt Gardner
Director & Mortgage Advisor

Danny Wilson

Director & Mortgage Advisor
Steph Tait
General Manager
Cam Elms
Mortgage Advisor

Geemas Buxton

Mortgage Adviser Assistant
Bevan Waayer
Mortgage Adviser
Knowledge & Experience

We believe great service starts with being genuinely approachable.

Knowledge & Experience

Our deep industry knowledge is backed by years of hands-on experience

Our Locations

We have offices in both Napier and Hastings.

Testimonials

What our clients say

Danny came highly recommended

Danny came highly recommended by multiple real-estate agents when we were first looking at open homes. Using his services was the best decision we made when purchasing our first home. His communication, straight-forward explanations, and super friendly advice made the entire process feel easy. I would very much recommend Danny and The Team to my family and friends

Robert Golding

We cannot speak highly enough of Danny Wilson and his team. From the very beginning, Danny was attentive and took the time to fully understand our situation.

Kylie Mclean

Matt from the Finance Team was hands down incredible! We can’t say enough that could justify just how grateful we were for having Matt as our broker on a review, but he was truly amazing beyond words. He kept us updated throughout the whole process, he made it so easy and took all of the added stresses away, he answered all of our questions and above all, he is super fun and really easy to talk to. 

Paige Paige

Amazing Service

Danny Wilson- Amazing service, best broker & team we’ve dealt with. Made everything possible in any way to make ends work for us, from the start to the end, our journey of achieving our dream of becoming first home buyers was a success. He Communicated, listened, made us understood, everything was easygoing. Very highly recommended , will definitely come back for future buyings and advice

Tia Lata

Freelacer

The Team were critical in mine and my partners journey to securing our first home. They are a committed, helpful and supportive team that will answer any burning questions at any time.

Hayden Williams

Positive Attitude

We couldn’t be more grateful to Danny & Bailey from The Team for helping us secure finance for our first home. From start to finish, they were supportive, professional, and made the whole process so much easier than we expected.

Ben Moroney

Blog & News

Latest News & Action at The Team

Welcome to the Team, Briar!

Welcome to the Team, Briar!

We’re excited to have Briar join The Finance Team!! Bringing…

Bringing us the feels on this rainy Friday!

Bringing us the feels on this rainy Friday!

“I cannot imagine going through the process of buying a…

EASTER GIVEAWAY

EASTER GIVEAWAY

The Finance Team are egg-cited to spread some Easter love…

FAQs

Frequently Asked Questions

By using a Mortgage Adviser you are not limiting yourself to that one bank or lender, Mortgage Advisers can find the bank/lender that best fits your situation. We shop around to get the best deal, comparing the interest rates, cash contribution (where applicable) and the deal that can potentially save you costs associated with your home loan.

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Get in touch

Send a message and reach out to us today to